Insurance for you
Make sure that if the unexpected happens, finances are the last thing you have to worry about. Give yourself and your family peace of mind with a review of your existing cover and fill any gaps where they are identified.
Life Cover - Protects your dependents from any financial hardship during what will be a very difficult time emotionally.
Critical Illness - Pays a tax free lump sum on diagnosis of certain critical illnesses.
Income Protection - Pays a tax free income if you are unable to work due to accident or illness.
Insurance for your business
Business Protection gives your business financial help if the staff covered is affected by death, terminal or critical illness, or permanent disability during a benefit term. Income protection benefit is also available should a member of staff be unable to work due to accident or illness.
Shareholder Protection - If the co-owner of a business dies or becomes seriously ill, share purchase protection gives the remaining shareholders in the business the option of buying their shares and therefore keeping control of the business.
Key Person Protection - This is designed to offer a company a degree of financial security if a member of staff vital to its cash flow and profitability dies or is absent through ill health for a long period.